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National REthink Council

We're looking for applicants! The National REthink Council's vision is to be the premier member-driven think tank in the real estate industry focused on sustainable success for current and future real estate agents.

Are you or someone you know a good fit for the Council? Please review the REthink charter and complete the application by Nov. 28 to:  rethink@HSFranchise.com.

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Austin Insights

September is time for Leaves, Lawns, Gardens amp; HVACs: Chuck Farrrsquo;s September 2019 ldquo;Talking Real Estaterdquo; eNewsletter Hello again to all of you homeowners, tenants, prospective buyers, and real-estate investors. Before you check the ldquo;Talking Real Estaterdquo; monthly enewsletter, Fall is just around the corner and has its own home maintenance checklist in Central Texas. Here are a few items to consider during September: nbsp;nbsp;nbsp;nbsp;nbsp; Outdoor Tasks: onbsp;nbsp; Plant and fertilize. Fall is a great time to lay down some good fertilizer on the lawn, plant trees, bushes, and perennials; they will thank you for not planting them in the blaze of summer. Fall/winter planting allows the plants and th...

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Published By: Daisy Gregg As a new homeowner, you may not know much about drainage, but rainwater that isnrsquo;t properly drained away from your home and yard can result in high repair costs and mold remediation that can deplete your equity quickly. Another part of homeownership you need to be aware of This quick guide will give you ideas on how you can check for damage and stop it in its tracks So what can you do to avoid drainage problems? Drainage issues are typically man-made and can be easily fixed. Watch how your home performs when it rains for clues. Check gutters. Rain gutters are designed to route rain into drain spouts that carry water away from your foundation and home. A gutter blocked with leaves and dirt wil...

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Check out this listing https://www.zillow.com/community/big-sky-ranch-texana-collection/2083080434_zpid/?utm_source=Yahooamp;utm_medium=referralamp;utm_campaign=serpclass nbsp;

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Great House in Dripping Springs. https://www.zillow.com/community/big-sky-ranch-texana-collection/2083080434_zpid/?utm_source=Yahooamp;utm_medium=referralamp;utm_campaign=serpclass

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Published by: Daisy Gregg Yoursquo;ve done everything right, or so you think. Yoursquo;ve painted, landscaped and staged, but your home isnrsquo;t selling as fast as you thought it would. Here are some surprising reasons why buyers may have the wrong impression. Poor photography. Donrsquo;t take pictures of anything that wonrsquo;t help your home sell. Make your eye see details, like mail sticking out of the mailbox, trash receptacles on the front lawn and tricycles in the driveway. Take the time to remove anything that doesnrsquo;t enhance your homersquo;s presentation. Pets. Barking dogs can be intimidating, distracting and sometimes dangerous. Secure your pet in a crate during showings, board them, or take them with you...

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◼️ 부동산 칼럼 지난주 칼럼에서는 대부분 모두의 관심사 중에 하나인 학교에 대해서 정리해 보았는데, 이번 칼럼에서는 일전에 다루었던 모기지에 대해서 가능한 모든 론의 종류에 대해서 보다 포괄적으로 자세히 다루고자 한다. 모기지 (Mortgage)의 개념과 론 종류 주택자금 수요자 (예: 주택구매자)가 은행을 비롯한 금융기관에서 장기저리자금을 빌리면 금융기관 (mortgage lender)은 주택을 담보로 대출하는 제도. nbsp; 즉 쉽게 말하자면, 주택담보융자 이다. nbsp; 이때, lender는 보통 제1순위 채권으로 Title에 등록이 된다. 제도권 (금융기관, 정부) 융자 주택론에는 Conventional (3+ down)부터, 도심이 아닌 곳을 대상으로한 USDA (0 down), 미국 군 출신을 위한 VA (0 down), 서민을 위한 FHA (3.5+ down)과 다운페이지원 (DPA: Down Payment Assistance)등이 있다. nbsp; 모두 여러가지 규제와 복잡한 서류제출 및 절차기간이 필요하다. 하지만, 대부분 공통적 서류와 절차를 거치기 때문에, 어느정도 예측이 가능하다고 할 수 있다. 가장 중요한 항목들이 하나의 Borrower (채무자)의 신용점수와 DTI (Dept-to-Income) 등과 세금보고내역 (보통 2년이상 필요) 이다.nbsp; Non-QM (Non-Qualified Mortgage): 위의 론 (QM)...

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Published by: Daisy Gregg nbsp; How far from the dining room table should your chandelier hang? How tall should your kitchen countertops be? Yoursquo;ll have to measure, so that your selections work for your familyrsquo;s needs and are in proportion to everything else in the room. Chandeliers ndash; According to The Spruce, you should ldquo;add the dimensions of the room together in feet and then convert the answer to inches. A room that measures 10 x 14 can handle a chandelier 24 in diameter. Wolberg.com suggests hanging a chandelier approximately 30 to 34 inches over the dining room table with an eight-foot ceiling height. If your ceiling is taller, mount the chandelier an additional three inches higher for each foot of ceilin...

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Fun Math Rules for Homeownership There are some easy ways to remember how to handle your money so that you can become a homeowner, prosper as a homeowner, and ultimately, sell your home at a profit. The 50/20/30 rule.nbsp;Your spending can be divided into three categories - Needs, Wants, and Savings. Allocate 50 of your after-tax income fornbsp;needsnbsp;such as food, rent, etc. Wants are things you can live without that make life easier or more enjoyable but should be no more than 30 of your budget. Twenty percent should go intonbsp;savingsnbsp;and investments like IRAs or 401Ks. The Rule of 72. This formula offers insight into how long an investment will take to double its return. If your home appreciates at 3 annually, it ...

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◼️ 부동산 칼럼 지난주 칼럼에서는 셀러와 바이어 모두에게 중요한 클로징 데이 (거래완료일)에 대해서 정리해 보았는데, 이번 칼럼에서는 모두의 관심사 중에 하나인 학교에 대해서 정리해 보았다. nbsp; School / ISD (Independent School District): 일반적 내용 오픈하우스를 하다보면, 한국 부모뿐 아니라, 여느 많은 홈바이어들이 학군에 대해서 많은 관심을 가지고, 집 구매에 상당히 중요한 요소가 됨을 알수 있다.nbsp; 이미 많은 집구매자들이 관련사이트 (https://www.greatschools.org/) 나 구글리뷰등을 통해서 학교에 대한 정보를 미리 확인하고 있고, 리얼터를 통해 좀더 자세한 정보를 사전에 확인할 수 있다.nbsp; 일반적으로 학교 평점이 최상위등급이면, 주변의 집값이 시세가 비교적 높고 잘 팔리는 편이다. 하지만, 무조건 최상위등급의 학교를 찾기 보다는, 자녀가 학교에 잘 적응할 수 있는 곳으로 고려하는 것이 현명한 경우도 많다.nbsp; 아무래도, 등급이 높은 학교는 비교적 경쟁이 심할 수 있어서, 경우에 따라 아이들이 적응하기에 어려움을 경우가 있어, 덜 경쟁적은 약간 낮은 등급의 학군이나 ISD로 일부러 고려하는 경우도 있다. 모든 부분이 중요하지만 여러가지 요소중 좋은 선생님을 만나는 것이 무엇보다 중요하다고 할 수 있다.nbsp; 추가로 ESL 유무나 밴드 유무등 자녀가 생활에 꼭 필요한 부분이 어떤지도 생각하여 미...

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◼️ 부동산 칼럼 지난주 칼럼에서는 생각보다 많이 잘 못 이해하거나 오해하기 쉬운 사항에 대해서 정리해 보았는데, 이번 칼럼에서는 셀러와 바이어 모두에게 중요한 클로징 데이에 대해서 정리해 보았다. Closing Date (거래 완료일) 클로징데이는 계약서상에 표기된 날짜중 모든 거래 당사자 (셀러, 바이어)에게 중요한 일정일 뿐 아니라, 서비스 제공자인 모기지 회사, 타이틀회사등 모든 벤더등한테도 중요하다.nbsp; 따라서, 클로징 데이를 결정할때 매우 신중이 결정해야 하고, 변경을 하려해도 기본적으로 셀러와 바이어 모두 동의해야 하고, 계약서 변경을 해야 하는 속성상 매우 까다롭기 때문에, 처음부터 잘 정해야 한다. nbsp; Closing Date (거래 완료일) 선정시 유의해야 할 점. 거래 완료일에서 전체 일정에서 차지 하는 일정은 론관련 lead-time이 제일 긴 편이고 (14 - 30 일), 어떤 론으로 진행하는 냐에 많은 부분이 좌우된다. 옵션기간의 길이와 옵션기간의 연장등 생각하지 못한 변수가 생기는 경우도 고려해야 하고, 셀러가 클로징데이 이후에 lease-back을 원하는 경우나, 현재 tenant의 계약을 흡수해서 거래하는 경우등은 모든 변수를 고려해서 클로징데이를 결정해야 한다. CD (Closing Document)의 클로징데이의 업무일 기준 3일전 배달 규정으로 클로징전 CD가 미리 준비되어야 하는 부분도 ...

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It's no secret that Austin is among the most desirable cities in America. The diverse culture, balanced economy, and booming job market has led to a hot real estate market, with many new residents looking for a new home in the trendiest neighborhoods.

Of course, this high housing demand has led to the discovery—or in the case of some long-time Austin residents, the re-discovery—of many wonderful local communities. These up-and-coming Austin communities have become increasingly popular for a range of reasons, such as the quality of homes, parks, and shops, as well as proximity to the cities top amenities, affordability, and general attractiveness of the community in general.

Here are a few neighborhoods in Austin that we feel are trending in the right direction:

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It should go without saying that buying a home is a huge step in anyone's life and it requires plenty of planning. The problem is that many first-time buyers don't know how to make sure they're ready when it comes time to buy, which could mean that you're missing out on amazing homes. This is particularly important in the hot Austin real estate market, where most homes don't stay on the market long and sellers won't wait for buyers who don't have all their ducks in a row.

But even though preparing to buy a home may seem a bit daunting to inexperienced buyers, having a clearly defined list of thing you need to do before buying your first Austin home will make things much easier. That's why we've outlined five steps that will help you be ready to snap up a gorgeous home in one of your desired Austin neighborhoods.

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As we talked about last time, interest rates have gone up a bit. So what does that mean for the buyer? Should you wait? Well, since rates are predicted to continue to go up, the answer is no, you should not wait. As this article points out, yes, the record low rates are gone, for now at least. Who knows what the future will hold. Most economist are saying that the next five years will see an increase in rates. So certainly waiting is only going to make your house more expensive. Sure, you could wait for the rates lower than 4% to come back. But you may be waiting a long time. The odds point to us getting back to 6-8% in the next few years, long, long before we get back to the sub 4% rates again. So, don't let a small jump in rates now sc...

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the five most expensive austin homes currently on the market

There's no question about it. Austin is booming. Aside from being consistently voted among the most livable cities in the entire country, the Austin real estate market is also on fire!

It shouldn't be a surprise either. Austin enjoys a temperate climate, a great jobs market and a justified reputation for being one of the liveliest cities in Texas! Whether it's live music that you love, a world-class, gourmet culinary scene or the city's laid-back culture that's drawn you. Austin is where it's at.

Many of the below properties may be out of the reach for the average resident, but its fun to see how the other half lives. Prepared to be amazed - let's check out 5 of the most expensive Austin homes, currently on the market!

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