Published by: Daisy Gregg To some people, the idea of paying third parties to find you a home, close the sale, and later, help you sell your home, seems like a formality they can live without. But there are many more jobs your Berkshire Hathaway HomeServices network real estate professional performs for you, and the most important is your protection. When your home is listed with your real estate professional, itrsquo;s marketed worldwide, including to other real estate professionals.nbsp; The first place itrsquo;s listed is in the multiple listing service, which has compensation rules that allow other licensed professionals to bring their qualified homebuyers to see your home. If your home sells under contract, theyrsquo;re...

Spooky houses look like they havenrsquo;t seen a living occupant, gardener or handyman in years. Many so-called haunted houses are so dilapidated they look occupied by ghosts, or theyrsquo;ve been on the market so long, buyers suspect therersquo;s a skeleton hidden in the closet. But that house for sale that gives you the creeps may actually turn out to be a good investment.nbsp; So what makes a house seem haunted? It could be the tumbleweed landscaping, paintless trim, broken steps or crooked roofmdash;, material problems that can easily be repaired or replaced. But a house can also carry a stigma (which has nothing to do with the homersquo;s structure) that evokes fear or repulsion, including a history of death within the home ...

nbsp; Published by: Daisy Gregg It is now the time everybody dreads but also anticipates. Yoursquo;re ready to make an offer on a home You saw it and fell in love but were you able to see past ts out beauty to all the defects within? Yoursquo;ve got the sellerrsquo;s disclosure of material (physical and environmental) defects, but is that all the information you need to move forward? Before you sign your purchase offer, do a little quick research and ask some tough questions. Your realtor wants to help and get you in the right home Get a loss history report. The Insurance Information Institute advises homebuyers to obtain a loss history report from the seller. This LexisNexis free service tracks hazard insurance claims. Yo...

The U.S. Department of Housing and Urban Development recently revised its condominium loan policies to allow consumers greater access to mortgage loans that are federally guaranteed through the Federal Housing Administration(FHA). After Oct. 15, 2019, as many as 60,000 additional condo units will meet FHA-certification, making them eligible for buyers to purchase with an FHA loan. The new guidelines will extend project certifications from two years to three, allow for single-unit mortgage approvals, allow a higher owner-occupant vs. renter occupancy ratio, and increase the number of units eligible to be purchased with FHA loans in a single project. The FHA certifies eligibility for both condo projects and individual units, b...

September is time for Leaves, Lawns, Gardens amp; HVACs: Chuck Farrrsquo;s September 2019 ldquo;Talking Real Estaterdquo; eNewsletter Hello again to all of you homeowners, tenants, prospective buyers, and real-estate investors. Before you check the ldquo;Talking Real Estaterdquo; monthly enewsletter, Fall is just around the corner and has its own home maintenance checklist in Central Texas. Here are a few items to consider during September: nbsp;nbsp;nbsp;nbsp;nbsp; Outdoor Tasks: onbsp;nbsp; Plant and fertilize. Fall is a great time to lay down some good fertilizer on the lawn, plant trees, bushes, and perennials; they will thank you for not planting them in the blaze of summer. Fall/winter planting allows the plants and th...

Crazy fashion trends do more than strain closet space. They can sometimes send the message that trendiness is more important than building wealth. Herersquo;s to saving the money you spend on new clothes for something more rewarding ndash; a down payment on your own home. Reduce your wardrobe. Consign, donate or give away clothes you havenrsquo;t worn in a year or two. Keep anything that goes with at least three other items, like a jacket that works with a dress, skirt, and blouse, or jeans. Take better care. Fast fashion doesnrsquo;t last, so when you wash clothes, turn pants, skirts, and blouses inside out first. Donrsquo;t use wire hangers. Fold knits instead of hanging them. Your clothes will look better and last longer....

Published By: Daisy Gregg As a new homeowner, you may not know much about drainage, but rainwater that isnrsquo;t properly drained away from your home and yard can result in high repair costs and mold remediation that can deplete your equity quickly. Another part of homeownership you need to be aware of This quick guide will give you ideas on how you can check for damage and stop it in its tracks So what can you do to avoid drainage problems? Drainage issues are typically man-made and can be easily fixed. Watch how your home performs when it rains for clues. Check gutters. Rain gutters are designed to route rain into drain spouts that carry water away from your foundation and home. A gutter blocked with leaves and dirt wil...

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If you find yourself saying any of the following, you may be hurting your chances of selling your home quickly and for the most money possible. ldquo;Irsquo;m not making any repairs.rdquo; According to the 2018 Home Buyer and Seller Generational Trends Report from the National Association of REALTORSreg;, 47 percent of buyers under the age of 37 purchased new homes to avoid renovations and problems. If many buyers donrsquo;t have the will, skill or time to make repairs, yoursquo;re eliminating a number of buyers who would otherwise love your home. ldquo;My home has to be worth more than that.rdquo; You may believe your home should be worth more than you paid for it and provide you with enough equity to move. Your listing age...

As we talked about last time, interest rates have gone up a bit. So what does that mean for the buyer? Should you wait? Well, since rates are predicted to continue to go up, the answer is no, you should not wait. As this article points out, yes, the record low rates are gone, for now at least. Who knows what the future will hold. Most economist are saying that the next five years will see an increase in rates. So certainly waiting is only going to make your house more expensive. Sure, you could wait for the rates lower than 4% to come back. But you may be waiting a long time. The odds point to us getting back to 6-8% in the next few years, long, long before we get back to the sub 4% rates again. So, don't let a small jump in rates now sc...